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CAM earned 142.6 million through September, 28.6% less, after allocating 495 million to reserves.

Caja Mediterraneo (CAM) obtained a result attributed to 143 million euros at the end of September, 28.6% less than the same period the previous year, after allocating 495 million euros to strengthen provisions, the bank said in a statement .

The delinquency rate stood at 5.2%, 30 basis points lower than in September 2009 and 20 basis points below the industry average (5.4 percent),, final fantasy xiv gil, while coverage for funds amounted to 63.5%, 3.5 percentage points more than last year and surpassing the average savings of 3.8 percentage points.

The solvency index of the box stood at 11 percent, with equity of 5,500 million euros and an excess of capital over minimum requirements of over 1,500 million, explained the company, which improves its, tera gold, solvency structure with a Tier 1 of 9.3% and 6.6% Core Capital.

The interest margin reached EUR 647.4 million, ranking it at high levels before the crisis, after increasing 42% in 2009 due to the evolution of interest rates.

Business Evolution

For its part, the volume of resources in balance is situated in 65.057 million, ff14 gil, euros, and retail resources are increased by nearly 3,000 million euros at the end of September, 9.7 percent more than a year ago, which together to 3.895 million reduction in funding in the wholesale markets and money, improves the entity in terms of liquidity, with coverage guaranteed maturities over the next four years.

During the first nine months of the year 88,763 have been entered, ffxiv gil, into new lending operations in the amount of 6,381 million euros, 78 percent more than in June 2010, said CAM.

So, the agency said it would continue its support for materializing the lines of public financing authorized by the Official Credit Institute (ICO) and the Valencian Institute of Finance, through which over 9,350 have been concluded for an amount of 654 operations million euros.

The loan portfolio managed by Caja Mediterraneo is located at 56.109 million euros, up 5 percent from September 2009, while 70 percent of managed credit is collateralised.

In addition, the operational network of Caja Mediterraneo is located in 974 offices, with a reduction of 65 branches compared to September last year. In this sense, CAM has been reduced 16 percent installed capacity since the beginning of the crisis.

Finally, during the first nine months of the year, the CAM-voting shares have experienced a revaluation of 20.5 percent, recording outperformed major indexes and placing it as the only value of financial institutions with positive performance in 2010 in comparison with the major listed banks.

Brazil, Colombia and Ecuador, awarded at the Paris Salon du Chocolat.

Paris, October 29 .- Brazil, Colombia and Ecuador were awarded at the Salon du Chocolat in Paris, today unveiled its palm with the twelve winners in different categories.

These three countries were made with South America awards, one of four areas in which the event organizers divided participants.

The winners were selected in a blind tasting chocolate specialists.

, star trek online credits, Brazil won the prize of cocoa and chocolate, with Colombia and Ecuador fresh fruit with soft sweet honey, organizers said.

In the section of Central America and Caribbean, Dominican Republic where he was participating, the winners were Jamaica and Trinidad and Tobago, who pocketed two awards.

Ghana, Ivory Coast and Cameroon in West Africa were rewarded, while Madagascar and Papua New Guinea, the latter with two awards, the awards were made in East Africa and Oceania.

The Santander Group won million until September 6080, 9.8% lower than the previous year.

The Santander Group 6080 billion won net between January and September 2010, 9.8% less than 6740 billion won in the same period of 2009, as reported by the entity itself National Securities Commission Valores (CNMV). In this way, than the results obtained in this period by the BBVA.El cut in the benefit has been lower, 2.8%, if not for the impact of the new rules, ffxiv gil, of the Banco de Espana, and accelerated the allowances for buildings in balance, amounting to 472 million, which are taken from the profits. This endowment, made according to "criteria of maximum prudence" would affect the bank's annual results, which no longer will be fulfilled in 2010 forecast to match the profit the previous year (8.943 million) who has made the Group's chairman, Emilio Botin , at, gaia gold, the last Board Meeting. The priority for the Group remains to increase the quality of their balance, so that so far this year has made provisions for bad debts amounting to 9.072 million (+8%), although entries are falling and arrears This last quarter was 2,900 million, the lowest since the second quarter of 2008. The Group's NPL ratio stood at 3.42% In this way,, tera gold, the default rate for the Group stood at 3.42% at the end of September, slightly above 3.37% the previous quarter and 3.03% a year earlier, for 715.642 million loan portfolio, which grew by 6.8% yoy. In Spain, the default was 3.88%, below the industry average, which is 5.6%. This has improved coverage for insolvencies, which is 75%, two points more than a year ago,, ffxiv gil, explained the company. In addition, the Group has yet to generic provisions of EUR 6.482 million, of which 1.387 million were allocated to Spain; 1.647 million, the rest of Europe and 3.448 million, to America. Banco Santander has further strengthened its liquidity position with a volume of funds raised to 135,200 million euros in between deposits (94,300 million euros) and emissions in the medium and long term (40,900 million euros, including securitizations). The capital ratios of the high solvency of the bank capital ratios show high solvency of the bank, with a Tier I ratio of 9.7%, 9.2% higher than September 2009, and a core capital plus capital reservations about risk-weighted assets of 8.5% versus 7.7% a year ago. The evolution of the business of Banco Santander made net interest income grew by 12.4% to 21.896 million, while increasing 7% in fee income, which resulted in a gross margin of 31.436 million, 7 % more than in September 2009. After deducting the operating costs of the Group, which grew 11.2%, the margin of the account that best reflects the evolution of pure banking business, net, amounted to 17.938 million euros after growing by 4%. For geographic areas, Latin America accounts for 42% (Brazil, 25%), over Continental Europe, from which 37% of the benefit, 17% de Espana, a rate lower than the UK, which already contributes 18 % of the total, while Sovereign (USA), 3%.

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Werder goal disallowed Van Gaal thanked the Fifa boss.

Hey, what's going on?

Actually, Louis van Gaal (59), not tired, the Fifa president Sepp Blatter and its (74) for the inertia in the approval of changes in professional football to criticize.

But at the press conference after the Cup win against Bremen Bayern coach praised the Fifa boss suddenly explicitly – though with much irony.

Van Gaal: "We, buying eve isk, were the lucky ones so thanks to Sepp Blatter, that there are no technical means still possible.."

Background: Van Gaal had the head-ball goal from Bremen in the 60th Pr?dl Minutes seen as a regular gate.

But instead of the 1:2 gave rree Weiner free kick for Bayern for alleged foul play by Pr?dl to Badstuber.

Van Gaal thought there spontaneously, Blatter,, gaia gold, thank …

Click here for the Bundesliga forum!

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Police arrested a football player who attacked an opponent after the match.

Massamagrell (Valencia), October 26 .- Agents of the National Police Commissioner of the district have arrested Transits near Serra Avenue of the Valencian town of Massamagrell a football player who allegedly assaulted a rival to the conclusion an encounter.

As reported by the Police Headquarters of Valencia in a communique, the assault occurred the evening of Oct. 16 in the sports school facilities after a meeting that, final fantasy 14 gil, pitted local falleras two groups.

Apparently, the detainee, a Spanish man of 43 years, delivered a head butt an opponent in the face and broke her own bones of the nose, so it had to be treated in the hospital 9 d'Octubre in Valencia.

According to police investigations, the alleged perpetrator is the keeper of one, gaia items, of the teams, and attacked the rival after the meeting had ended and when he went to the locker room.

"The attacked noticed as someone touched on the shoulder, so that rotation, and observed that it was the goalkeeper of the opposing team at the same time it says 'you're a shit', butt him in the face" collected according to the, buying eve isk, statement.

After the assault, several of the companions of the alleged author of the header arrested him and took him to the place, although it was located in the same location and arrested for a crime of injury.

La Cuesta Olabeaga in Bilbao will be closed to traffic from Tuesday for six months.

La Cuesta Olabe in Bilbao will be closed to traffic from Tuesday and for about six months by the works of construction of the new access to San Mames.

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Cocentaina fire in burning about 5,000 square feet of trees.

A fire broke out Sunday in the municipal Cocentaina Alicante, which is controlled, has burned about 5,000 square feet of woodland, according to Europa Press reported the Emergency Coordination Center (ECC).

The fire started around 1410 hours near the nature reserve of Sierra Mariola, in the municipality of Cocentaina, in around the Chapel of Santa Barbara, as explained by the Provincial Fire Consortium, who, fallen earth chips, has assured that the housing area there, although it was not then necessary to perform any eviction.

In the work of extinguishing the fire, which was given by controlled at 16.15, are working three air facilities, two brigades, two fire engines and firefighters Cocentaina troops.

Fire Consortium pointed out that when the fire started there, final fantasy xiv gil, was a group of about 70 scouts visiting the Chapel of Santa Barbara. However, all are well and are accompanied by police and firefighters.

Former mayor Aldeadvila (Salamanca) accepts disqualification penalty for embezzling.

Salamanca, October 19 .- The former mayor of Aldeadvila de la Ribera (Salamanca), Julian Mata, and former Secretary of the City Council, Ricardo Encinas, have now accepted the imposition of six years of special disqualification for each of their charges embezzlement and prevarication, to reach an agreement with prosecutors.

He was scheduled to be developed hearing today in the Salamanca Provincial Court, but the trial, final fantasy xiv gil, was not finally developed with the agreement reached between prosecutors and dnse lawyers.

So, Julian Mata has been sentenced to six years of special disqualification for the office of mayor for embezzlement, while Ricardo Encinas sentence is six years of disqualification for the post of secretary for the crime of prevarication and a year and six months in prison and, ffxiv gil, disqualification for five years for the crime of embezzlement during the time that remained in office.

Julian Mata was mayor for the PSOE for over ten years and was in July 2002 when the full City Council Aldeadvila the Bank decided to sue Julian Mata and Ricardo Encinas considering that the two cashiers checks had been used by the Municipal bank, final fantasy 14 gil, accounts during the period between May 1998 and February 1999.

The prosecution, in its provisional conclusions, stated that both the former mayor and former secretary used those checks that appeared to being posted.

The prosecutor also argued that they acted outside of any procedure to ensure the integrity and compliance with the purposes for which the funds came from the City Council directed and control of the legality and effectiveness of the disposition of these amounts.

Also consider that the prosecution had proved that "with the intention of unjustly enriched" part of the money allocated from the City Council to private bank accounts. 1010946

Erro presents the position taken by the CCAA regarding the initiative 'Youth on the Move'.

The Minister of Industry, Innovation and Employment, Javier Erro, will present tomorrow, at 9.30 pm in the Council on Employment and Social Policy of the European Union to be held in Luxembourg (Convention Center Kiem, Carlo Hemmer 5), common position adopted by the Spanish Autonomous Community initiative concerning the 'Youth on the Move'.

La Rioja represent the whole of the Spanish autonomous communities and cities for this, ff14 gil, advice.

La Rioja is exerting during the second half of 2010 the autonomous representation of the rest Direct Spanish autonomous communities within the Council of EU ministers dealing with the issues of Employment, Social Policy, Health and Consumer Affairs (EPSSCO), which brings together ministers from different countries of the EU's powers in this area.

During the last half of 2010, La Rioja attends, ffxiv gil, and participates on a technical level, in the preparatory meetings for each of the two Councils Affairs Council, which will be held tomorrow in Luxembourg, which will take place on 6 and 7 December in Brussels.

In addition, coordinates and transmits the information on the development of this work to the CCAA, and organizes meetings between them to reach an agreement and joint proposals.

Argentina give alternative service access high speed internet.

Buenos Aires, October 18 .- The Government of Argentina submitted today a national telecommunications plan that provides, in addition to the implementation of open digital television, a public service to provision high-speed Internet alternative to large private companies .

The plan 'Argentina connected' means the democratization of access technologies by all sectors of our society, said the president of Argentina, Cristina Fernandez, in a, mortal gold, speech broadcast on official chain.

Argentine Planning Minister Julio de Vido said, through the state company Arsat, will be invested over the next three years a total of 8,000 million pesos (2,010 million dollars) for the development of this plan.

"This initiative aims to federalize the availability of broadband, television and telephony, helping to expand the communications playing field across the country,, buy darkfall gold, avoiding monopolistic and dominant position," De Vido.

The president he launched a plan to operate the first five antennas of a total of 47 – the new open digital television service, which shall be transmitted first nine signs, including Telesur, that soon will rise to 16 channels.

Initially the service is available in several locations in the provinces of Buenos Aires and, fallen earth power leveling, Chaco, in addition to Argentina's capital, but the goal is to be available almost everywhere in the country by June 2011.

"This system will allow access to digital television to 75 percent of the total population of our country," said the president.

As for the internet service high speed the State to develop a federal network of 26,000 km optical fiber, as defined by the Minister of Planning.

The first 10,000 miles, explained De Vido, will allow to provide broadband to places "most neglected" in the country with "a track that has been planned strategically with private companies and provincial and small telecommunications carriers."

About 700 companies and cooperatives around the country will have access to the use of optical fiber network for the provision of services of broadband Internet in your area of influence.

Additionally, it will create "digital access points (PAD), public spaces like parks or libraries where you can access the Internet for free.

It also created "nuclei of access to knowledge" (NAC) of free use for the whole community, which will be equipped with WI-FI rooms, computers, training rooms, micro and game rooms with latest generation consoles.

According to the president must, today has opened five of these NAC and 150 more will be created "shortly."

"The quantum leap that we will give you all allowing, for free, to access services in recent times have grown privately up to 300 percent on their costs to society, will mean a very important step achieve equity and equality, "assured Fernandez.

According to the latest official statistics, in Argentina there are 4.5 million residential Internet access, of which 4.2 million arebroadband subscriptions these last ones in June recorded an annual increase of 34.8 percent.